Insurance Company Tactics Used to Pay You Less After a Car Accident

Car insurance companies are, above all else, businesses. Making a profit is their first priority, which means they will do all they can to save money and avoid a payout. But at David Taylor Law, our experienced car accident attorneys know every trick in the book – and we will work diligently to ensure you receive the settlement amount you deserve.

If you have been injured in an auto accident, remember that the insurance company is not on your side. Here we have outlined just a few tactics they may employ to reduce the value of your car accident case.


Suggest You Must Provide A Statement Right Away

Car insurance companies will call immediately after your auto accident in search of a recorded statement. They will likely sound sincere and concerned for your health – because they have been trained to! In fact, they are trying to get you to admit fault or minimize the extent of your injuries. Because this could impact your car accident insurance settlement dramatically, it is incredibly important to contact our law firm first. Skip the statement and let our qualified Myrtle Beach car accident lawyers handle all communications with the car insurance company.


Follow You On Social Media

This tactic is a more recent one, involving car insurance companies following accident victims on Facebook, Instagram, Twitter, etc. Their goal is to find evidence that your injury is not very severe or that you share some blame for your accident. To avoid this, do not post anything about your accident online and do not share any photos until after your insurance claim has been resolved.


Rush You Into Settling Quickly

With medical bills piling on top of vehicle repair costs, accident victims are often eager to secure a settlement offer – and car insurance companies will use this to their advantage! They will try to convince you that you only have a few weeks to accept a settlement amount, but this is not true. The statute of limitations varies by state, and gives South Carolina drivers 3 years to start legal proceedings. While our car accident attorneys do not recommend waiting that long, keep in mind that accepting a quick settlement will likely leave money on the table.


Ask For Permission To Obtain Your Medical Records

Your insurance adjuster may ask you to sign an authorization form that grants them access to records of your medical treatment. This provides personal information that can be used against you. For instance, the adjuster may twist these details and try to claim that your injury was not caused by your accident. Do not sign anything without consulting your personal injury attorney first.


Claim That A Lawyer Will Slow Down The Process

The insurance company knows that an experienced car accident lawyer understands the claims process and will not fall for their tricks. That is why they will attempt to convince you that “innocent people do not need lawyers.” This common myth could not be further from the truth! Hiring a lawyer does not imply guilt or liability, but instead, places your trust in a professional who knows the industry inside and out.


Your Myrtle Beach Car Accident Lawyers

Our law firm knows the difference between coverage options and can help determine the true value of your case. At David Taylor Law, we will not settle for anything less, ensuring you receive the settlement amount you deserve – including compensation for medical bills, lost wages, vehicle damage, pain and suffering, etc.

Our personal injury attorneys will first focus on getting you the medical treatment you need. Then, we will work tirelessly to maximize your car accident insurance settlement. Plus, if you lost a loved one in an auto accident, we can also handle their life insurance claim.

Call David Taylor Law today to schedule your free consultation!